GrowBhav

🧑‍💼 One-Time Individual Financial Safety Audit

Fee: ₹1,499

Who is this for?

• Salaried individuals

• Professionals & self-employed

• Business owners

• Retired individuals

• Anyone managing finances independently

What You Get

✅ 15-Point Financial Safety Check

Covers emergency funds, insurance, cashflow stress, asset allocation, loans, investments, retirement direction, nominees, and claim readiness.

✅ Financial Safety Score (Out of 75)

Each area is marked:

• 🟢 Green – Healthy

• 🟠 Amber – Needs attention

• 🔴 Red – Immediate risk

✅ Age & Income-Based Interpretation

Your results are interpreted based on:

• Your age group

• Your income range (₹0–10L | ₹10–25L | ₹25–40L+)

This avoids generic risk profiling and keeps it realistic.

✅ Professional 6–8 Page PDF Report

• Executive summary

• Bucket-wise status

• Key risks & gaps explained in plain English

✅ 15-Minute Explanation Call (Included)

To help you understand your score and key observations.

👨‍👩‍👧‍👦 One-Time Family Financial Safety Audit

Fee: ₹2,499

What We Mean by “Family”

A family is treated as one financial unit, which may include:

• More than one earning member

• Spouse, children, parents, dependents

• Shared expenses and responsibilities

Why a Family Audit Is Different

Most Indian families earn separately but spend together.
This audit connects all incomes, responsibilities, and risks into one clear picture.

What You Get

Everything in the Individual Audit plus:

• Combined family cashflow analysis

• Multi-member insurance & protection review

• Dependency & emergency stress testing

• Family-level Financial Safety Score

• Family-specific 6–8 page audit report

Includes a 15-minute explanation call.

Annual Financial Safety Care Plans

(Ongoing monitoring & discipline)

📆 Annual Individual Financial Safety Care Plan

Fee: ₹2,999 per year

Ideal for

• Professionals with changing income

• Business owners

• Anyone wanting ongoing financial clarity

What’s Included

• Initial Financial Safety Audit

• Quarterly safety & readiness reviews (4×)

• Insurance adequacy re-checks

• Asset allocation drift alerts (non-advisory)

• Emergency readiness monitoring

• Nominee & document hygiene checks

• Annual updated Safety Report

• Free 15-minute call every quarter

📆 Annual Family Financial Safety Care Plan

Fee: ₹4,699 per year

Designed for Families Who Want

• Continuity

• Protection coordination

• Reduced financial stress

What’s Included

• Initial Family Financial Safety Audit

• Quarterly family reviews

• Multi-member insurance synchronisation

• Education & retirement readiness alerts

• Family cashflow stress indicators

• Annual Family Safety Score comparison

• Updated family audit report

• Free 15-minute call every quarter

What These Plans Do NOT Include

• ❌ Investment recommendations

• ❌ Return guarantees

• ❌ Product pushing

You always remain in control of decisions.

Important Disclosure (SEBI-Safe)

All Financial Safety Audits and Care Plans are for financial awareness, organisation, and readiness assessment only.

No investment advice, stock tips, or return assurances are provided.
Any execution of financial products is optional and done strictly on client request through authorised platforms.

Take the First Step Toward Financial Clarity

If you don’t measure risk, you can’t manage it.

👉 Start with a Financial Safety Audit and know exactly where you stand.

Financial Safety Audit Plans

Clarity. Readiness. Peace of Mind.

Why Financial Safety Matters More Than Returns

Most Indian families don’t lose money because markets fall.
They lose money because no one checks whether their finances are safe, coordinated, and prepared.

Returns are important — but safety, structure, and readiness decide whether money survives real life.

Ruppeecoin’s Financial Safety Audits are designed to answer one simple question:

“If something unexpected happens tomorrow, is your family financially prepared?”

What Is a Financial Safety Audit?

A Financial Safety Audit is a structured, factual review of your financial situation.

It focuses on:

Identifying hidden risks

Highlighting gaps and blind spots

Checking readiness across protection, liquidity, and long-term goals

⚠️ This is not investment advice.
⚠️ No products are sold during the audit.

The 3-Bucket Framework We Use

Every rupee you earn should have a clear role. We evaluate your finances using a simple, practical framework:

🪣 Bucket 1: Survival (0–5 Years)

Emergency fund readiness

Health insurance adequacy

Income protection

Claim preparedness

🪣 Bucket 2: Stability (5–10 Years)

Asset allocation balance

Loan & EMI pressure

Liquidity planning

Tax behaviour

🪣 Bucket 3: Growth (10+ Years)

Equity exposure

SIP discipline

Concentration risks

This keeps the audit simple, logical, and actionable.

One-Time Financial Safety Audit Plans

(Single sitting + professional report)

“Are you financially fit, or just financially busy?
Discover your risks first — not products.”

Personalised Services

A) One-Time Financial Safety Audit

“Fix Risks Before You Invest.”
Pricing: ₹1,499/sitting (Individual)

₹2,499/sitting (Family)

Family = Husband + Wife or Parents + Dependent children or Living under one household

C) SME Inquiry & IPO Prep

“Is Your Business Capital-Ready?”
– SME IPO Readiness
– Pitch decks
– Valuation & Due Diligence support

– Compliance readiness

B) Annual Family Financial Safety Care Plan
“Keep Your Money Organized — All Year”
Price: ₹2,999/year (Individual)

₹4,699/year (Family)

Family = Husband + Wife or Parents + Dependent children or Living under one household

Vision & Mission

Vision:

"To be a global catalyst of financial freedom and growth — empowering investors and enabling businesses worldwide to rise without limits."

Mission:

"To empower 1,00,000 investors with financial freedom and enable 1,000 SMEs to raise growth capital through IPOs — fostering trust, transparency, and sustainable value in Bharat’s financial ecosystem and beyond."

Services Overview

Empowering high-net-worth individuals with elite investment opportunities through trusted partners like Mirae Asset Sharekhan, Bajaj and merchant bankers for SME IPOs

Portfolio Management Services

Personalized strategies to grow your investments effectively and efficiently.

Stock Trading Solutions

Leverage our sub-brokership with Mirae Asset Sharekhan to access real-time trading platforms, in-depth research, and personalized strategies tailored to your financial goals. We ensure compliance, speed, and security in every trade.

Mutual Fund Solutions

Grow your wealth with expert-managed mutual fund portfolios.

Merchant Banking Services

Comprehensive support for fundraising and SME IPO processes to unlock growth.

Empowering Your Financial Journey

At Ruppeecoin, we guide you through investments, offering personalized services and expert insights to help you achieve your financial goals.

Whether you're a seasoned investor or just starting out, our knowledgeable team is here to guide you every step of the way. Join us and take control of your financial future today!

Your Trusted Investment Partner

We specialize in portfolio management, stock trading, and SME IPOs, empowering businesses to unlock growth and wealth through tailored investment solutions.

Ruppeecoin is your trusted partner in navigating the world of investments, stock trading and merchant banking activities like fund raising throughSME IPO. With a commitment to empowering our clients, we offer personalized brokerage services, expert market insights and a comprehensive range of investment options tailored to your financial goals helping Small and Medium Enterprises to unlock their growth and wealth through Initial Public Offering.

Investment Solutions

Empowering clients with tailored investment and brokerage services.

Portfolio Management

"Grow beyond the ordinary – invest with elite PMS strategies tailored to your goals."
"RuppeeCoin PMS: Where your wealth meets expert precision and personalized growth."
"We don’t just manage portfolios, we build financial legacies – one smart decision at a time."
"From capital protection to high-alpha growth – your perfect PMS match starts here."

Stock Trading

Navigate markets with confidence and informed strategies. At Mirae Asset Sharekhan, we continually strive to make the markets work for you.

“RuppeeCoin with Mirae Asset Sharekhan is not just about executing trades. It’s about building your wealth journey with expert guidance, premium tools, and personalized support that free brokers can’t offer.”

Enjoy Full-Service Benefits at straightforward brokerage rates.

• Get a host of services

• No upfront payments

• No minimum transactions commitment required

Navigate markets with confidence and informed strategies. At Mirae Asset Sharekhan, we continually strive to make the markets work for you.

“RuppeeCoin with Mirae Asset Sharekhan is not just about executing trades. It’s about building your wealth journey with expert guidance, premium tools, and personalized support that free brokers can’t offer.”

Enjoy Full-Service Benefits at straightforward brokerage rates.

• Get a host of services

• No upfront payments

• No minimum transactions commitment required

Mutual Funds

"Smart investing starts here – let your money grow through expert-managed mutual funds."
"Sip your way to wealth – start small, dream big with Mutual Fund SIPs."
"Diversify. Grow. Repeat. Mutual funds crafted for every life goal."
"From first-timers to seasoned investors – mutual funds fit every journey, every ambition."

Specialized Investment Funds

A Specialized Investment Fund (SIF) is designed for discerning investors seeking exposure to unique, high-growth opportunities. These funds offer flexibility in asset allocation across sectors like real estate, private equity, and international markets. Ideal for HNIs and institutional investors, SIFs combine diversification with strategic risk-taking. At RuppeeCoin, we help you access and manage such niche investments with expert guidance.