THE HNI PAIN
Wealth without governance
Family unaware of finances
Claims & documents fail in crisis
Emotional capital decisions
Returns don’t destroy families.
Poor systems do.


HOW RUPPEECOIN IS DIFFERENT
Typical Advisory: Product-first - Individual centric - Individual centric - Return focused - Reactive
Ruppeecoin: Diagnosis-first - Family & continuity centric - Risk & governance focused - Structured & preventive
Private Wealth & Family Governance for India’s High-Net-Worth Individuals
Not advice. Not tips.
A structured financial governance system for capital, family & continuity.
SEBI-regulated ecosystem
Institutional frameworks
No product push
Confidential | Private | Structured
Private Financial Governance Audit™
Price
₹6,000 + GST | One-time | Confidential
Financial Safety Score (0–100)
Capital Readiness Index
Behavioural Risk Mapping
Family Awareness & Continuity Check
Personal Risk Heat Map
10-page Governance Report
Risk Matrix
Clear “What breaks first” insight
Action priority list


Tangible Benefits
Knows exactly where financial failure will happen first
Sees blind spots no CA, RM, or agent highlights
Separates perceived safety from real safety
Psychological Benefit
“Now I know where I actually stand — not what people told me.”
Risk Reduction
Avoids false confidence
Avoids delayed action
Avoids panic decisions during stress events
Risk, Protection & Claim Governance™
Price: ₹15,000 + GST / engagement
Includes:
Insurance architecture review
Claim readiness simulation
Documentation & nomination hygiene
Annual obligation governance


Tangible Benefits
Insurance that actually works during claim
Documentation ready before crisis
Annual obligations never missed
Psychological Benefit
“If something happens, my family will cope.”
Risk Reduction
Prevents claim rejection
Prevents emergency liquidation
Prevents paperwork chaos
FAMILY OFFICE READINESS DASHBOARD
Structure • Risk • Continuity • Capital Discipline
WHAT THIS SERVICE IS
A structured diagnostic readiness engagement for business families, UHNI promoters, and family offices to assess wealth architecture, governance preparedness, and inter-generational continuity.
This is not investment advice. It is a readiness and risk-mapping framework designed to support informed capital decisions.
WHO THIS IS FOR
Promoter families with operating businesses
UHNI families with multi-asset exposure
First-generation wealth creators planning succession
Families transitioning from informal wealth handling to institutional discipline
WHAT THE DASHBOARD COVERS
(Real risk mapping — not questionnaire-based)
1. Wealth Architecture Mapping
Operating business vs personal wealth separation
Asset spread across equity, debt, real assets, alternates
Liquidity vs concentration analysis
Cross-holding and dependency flags
2. Risk Reality Assessment
Market risk exposure (explicit + hidden)
Business risk vs family risk overlap
Legal, regulatory, and structural vulnerabilities
Black swan & continuity risk indicators
No risk scores. No templates. Real-world exposure mapping.
3. Succession & Continuity Readiness
Ownership vs control clarity
Role definition across generations
Decision-making protocols
Emergency succession preparedness (unexpected events)
4. Governance & Documentation Hygiene
Will / trust presence (no drafting, only readiness check)
Nomination & holding structure review
Power of attorney and contingencies
Recordkeeping gaps & risk flags
5. Capital Allocation Readiness
Suitability screening for PMS / AIF access
Capital discipline filters (drawdowns, volatility tolerance)
Institutional engagement readiness (without product pushing)
ENGAGEMENT DETAILS
Duration: 90 minutes (single or multi-session)
Format: Confidential consultation (Virtual / In-person)
Conducted by: RuppeeCoin Capital Allocation Office
Output:
Family Office Readiness Snapshot
Risk flag summary
Governance & continuity checklist
No investment recommendations. No execution. No product selling.
PROFESSIONAL FEES
₹45,000 + GST
(Fee depends on family complexity, asset spread, and structure depth)
Ruppeecoin operates as a SEBI-registered distributor and market intermediary via Mirae Asset Sharekhan Ltd. Services are facilitation, readiness assessment, and structuring support only and do not constitute investment advice, portfolio management, legal advice, or succession planning services.
Wealth & Capital Governance Program™
Price: ₹1,00,000 + GST/ year
Includes:
Capital deployment rules
Liquidity & debt governance
Retirement direction mapping
Behaviour-aligned investing discipline


Tangible Benefits
Clear rules for:
Liquidity vs growth capital
Debt vs equity exposure
Retirement vs legacy money
Eliminates random investing
Stops “tip-driven capital leakage”
Psychological Benefit
“My money now follows a system — not my mood.”
Risk Reduction
Prevents over-investment during bull markets
Prevents freezing during downturns
Aligns investing style with personality
Family Office Readiness & Continuity™
Price: ₹1,50,000 +GST / engagement
Includes:
Family Office Readiness Dashboard
Family awareness & decision continuity
Succession & legal hygiene review
Closed-door family session
“Proprietary Family Office Readiness Dashboard™”


Tangible Benefits
Family knows:
Where money is
Who to call
What decisions are allowed
Succession clarity (even without formal will)
Reduces dependence on one individual
Psychological Benefit
“My family won’t be lost if I’m not around.”
Risk Reduction
Prevents family disputes
Prevents frozen assets
Prevents wrong decisions in crisis
Includes (internally, not marketed loudly)
Family Office Readiness Dashboard™
Decision Continuity Map
Legal & nomination hygiene review
Private Client Governance Retainer™
Price
₹2,00,000 + GST/ year (Limited Clients)
Your private financial oversight desk.
Includes
Annual governance reviews
Capital rebalancing oversight
Priority access
Liquidity / IPO / capital event structuring
“Proprietary Family Office Readiness Dashboard™”


Your private financial oversight desk.
Includes
Annual governance reviews
Capital rebalancing oversight
Priority access
Liquidity / IPO / capital event structuring
“Proprietary Family Office Readiness Dashboard™”
Tangible Benefits
One place for:
Capital decisions
Large transactions
Liquidity events
Priority handling
Long-term oversight without emotional fatigue
