Founder’s Message
By Puuneet Saxena — Founder, GrowBhav by Ruppeecoin
Namaste Bharat,
I’m Puneet Saxena — and like millions of Indians, I started my journey from a simple middle-class background where every rupee mattered and every financial decision had a story behind it.
In my 20+ years of experience in banking and capital markets, I saw one truth:
India is full of talent, dreams, and hard work — but lacks financial clarity.
I saw the young earning without understanding savings…
Families investing without understanding risk…
Businesses struggling for capital despite potential…
And investors losing opportunities not because they lacked money, but because they lacked guidance.
This is where RuppeeCoin and GrowBhav were born —
Not as a company, but as a mission to Financially Fit Bharat.
Our goal is simple:
To ensure every Indian, from a student to a shopkeeper to an SME owner, gets the right knowledge, the right platform, and the right direction to grow their wealth confidently.
We are building a movement where:
Financial education becomes common knowledge
Investing becomes a habit
Growth capital becomes accessible
And financial freedom becomes India’s collective reality
Ruppeecoin is not just about services.
It’s about trust, transparency, and transformation.
GrowBhav is not just a program.
It’s a promise — a promise to make India financially stronger, smarter, and self-reliant.
To every investor, entrepreneur, and dreamer reading this —
Your financial growth is my personal mission.
Together, we will create a Bharat where every family is financially fit and every business is future-ready.
Let’s Grow. Let’s Rise. Let’s GrowBhav.
Warm regards,
Puuneet Saxena
Founder — GrowBhav powered by Ruppeecoin
The GrowBhav Manifesto — Financially Fit Bharat
This is our belief.
Our fight.
Our promise.
We believe financial freedom is not a luxury —
it is a birthright.
We believe every Indian —
a student learning to save,
a salaried professional chasing stability,
a business owner chasing growth —
deserves clarity, confidence, and control over their money.
We believe money is not just numbers.
It is dignity, security, progress, and possibility.
We exist to break the fear around finance.
To replace confusion with confidence.
And to transform caution into clarity.
We are here for the dreamer who wants to invest.
For the family that wants to secure their future.
For the SME that wants to rise and go public.
For the Bharat that is ready to grow.
We are the movement that says:
Your dreams deserve discipline.
Your money deserves a mission.
Your future deserves freedom.
We stand for learning before earning.
For growth without guesswork.
For prosperity with purpose.
We don’t just talk wealth.
We build it — responsibly.
Together.
Because when one Indian grows,
Bharat grows.
And when Bharat grows,
Bhav grows.
This is more than a brand.
More than a platform.
More than a service.
This is GrowBhav —
An initiative to Financially Fit Bharat.
A movement for the next billion.
A promise for every home.
Grow responsibly.
Grow confidently.
GrowBhav.
