Privacy Policy

Privacy Policy

Effective Date: [05.08.2025]

RuppeeCoin (“we”, “our”, or “us”) is committed to protecting the privacy and security of your personal information. This Privacy Policy outlines how we collect, store, use, and protect your data when you use our website [www.ruppeecoin.com] or avail any of our financial services.

By using our website, you agree to the terms of this policy.

1. Information We Collect

We may collect the following categories of personal and financial information:

  • Full Name

  • Mobile Number

  • Email Address

  • PAN / Aadhaar Number

  • Date of Birth

  • Bank account details (only when required for investment onboarding)

  • IP Address & Device Information

  • Demat Account Details

  • Investment Preferences

  • Risk Profile Information (from risk profilers on the website)

  • Documents uploaded (for KYC purposes)

2. How We Collect Data

We collect data:

  • Directly from you via forms, registrations, risk profilers, calculators, and support requests

  • Through WhatsApp or Telegram opt-ins

  • Through cookies and tracking tools

  • From third-party APIs (e.g., depository or broker APIs like Sharekhan)

3. Purpose of Data Collection

We use your data to:

  • Provide financial advisory or broking services

  • Open Demat & trading accounts via authorized partners

  • Offer personalized investment suggestions

  • Conduct KYC/AML compliance checks

  • Communicate with you via WhatsApp, Email, or SMS

  • Improve our website and services

  • Comply with SEBI, RBI, and regulatory guidelines

4. Data Storage and Security

We implement appropriate technical and organizational measures to ensure your data is secure:

  • Encrypted servers

  • Restricted internal access

  • Secure APIs (SSL/HTTPS)

  • Regular backups and monitoring

We do not sell or rent your personal data to any third parties. Data may be shared only with:

  • SEBI-registered brokers or advisors (like Sharekhan)

  • AMCs or RTAs (for mutual fund transactions)

  • Regulators, upon valid legal request

5. User Consent

By accessing our site and submitting your information, you:

  • Consent to our collection and use of your data as per this policy

  • Authorize us to contact you via phone, SMS, WhatsApp, and email

  • Agree to our use of cookies and trackers

6. Cookie Policy

We use cookies to:

  • Improve your website experience

  • Remember user preferences

  • Track visitor behavior anonymously (e.g., Google Analytics, Facebook Pixel)

You can disable cookies in your browser settings, but some site features may not function correctly without them.

7. Data Retention

We retain your data:

  • As long as your relationship with us continues

  • As mandated by SEBI or other applicable laws

  • For up to 7 years after account closure or service termination

8. Your Rights

You have the right to:

  • Access your personal information

  • Request correction or deletion of inaccurate data

  • Withdraw consent at any time (may limit services)

For such requests, email us at [contact@ruppeecoin.com]

9. Grievance Redressal

In accordance with the Information Technology Act and SEBI guidelines, you may escalate privacy grievances to:

Grievance Officer
Name: [Puneet Saxena]
Email: [ruppeecoin.owner@bp.sharekhan.com]
Phone: [9915551245]
Address: [FL 302, TW 9, Peermuchalla,, Zirakpur, Punjab]

10. Policy Updates

We reserve the right to update this Privacy Policy at any time. Changes will be posted on this page with an updated "05.08.2025."