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PMS in India — Is Portfolio Management Right for You? | Ruppeecoin

Discover what PMS is, how it works in India, who it suits, and how Ruppeecoin helps investors access SEBI-registered portfolio managers.

8/16/20251 min read

six white sticky notes
six white sticky notes

What is PMS?

Portfolio Management Services (PMS) are investment solutions where a professional fund manager invests and manages your portfolio based on your financial goals, risk tolerance, and investment horizon.

Unlike mutual funds, PMS accounts are tailored to your profile — you get a dedicated portfolio rather than a pooled investment.

Types of PMS in India

  1. Discretionary PMS — The fund manager takes investment decisions on your behalf.

  2. Non-Discretionary PMS — The manager suggests investments, but you make the final call.

  3. Advisory PMS — Purely advisory; execution is up to you.

Benefits of PMS

  • Customised portfolio as per your needs.

  • Professional management by SEBI-registered experts.

  • Transparent reporting of holdings and performance.

Risks to Consider

  • Higher minimum investment requirement (₹50 lakh as per SEBI).

  • Performance depends on market conditions and strategy.

  • Fees are higher compared to mutual funds.

Who Should Consider PMS?

PMS is suitable for high-net-worth individuals (HNIs) who:

  • Have a portfolio above ₹50 lakh.

  • Seek personalised strategies.

  • Can tolerate higher market volatility.

Start here: If you’re interested, explore our PMS Services and use our Investment Calculator to estimate potential outcomes.

Disclaimer: PMS investments are subject to market risks. Past performance is not indicative of future results.

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© 2025 RuppeeCoin. All Rights Reserved. Ruppeecoin is an authorized sub-broker (Code: PB11920) of Mirae Asset Sharekhan Ltd (SEBI Reg. No: INZ000171337). Registered with NSE(AP2069574611), BSE(AP01074801160643), and MCX(165990), ARN-325627 for Mutual Fund Distribution, APRN Code : APRN06782 for PMS Distribution.

Office Address: Ruppeecoin, FL 302, TW 9, Motia Blue Ridge, Peermuchalla, Zirakpur, Mohali - 140603, India. Tel: +919592765156

Mirae Asset Sharekhan’s registration details:

Sharekhan Ltd - SEBI Regn. No.: BSE / NSE / MCX: INZ000171337 | BSE 748 – CASH/FAO/CD | NSE 10733 – CASH/FAO/CD | MCX 56125 – Commodities | Depository services through: NSDL / CDSL - IN-DP-365-2018

PMS: INP000005786; Sharekhan Ltd. (AMFI-registered Mutual Fund Distributor) Mutual Fund: ARN 20669 (date of initial registration: 03/07/2004, and valid till 02/07/2026); Research Analyst: INH000006183; IRDAI Registered Corporate Agent (Composite) License No. CA0950, valid till June 13, 2027.

Email ID for redressal of investor grievance: ruppeecoin.owner@bp.sharekhan.com, Compliance Officer: Mr. Puneet Saxena; Email ID: ruppeecoin@bp.sharekhan.com; Tel: +919915551245. For any complaints email at contact@ruppeecoin.com.

Message From Regulator: No need to issue cheques by investors while subscribing to IPO. Just write the bank account number and sign in the application form to authorise your bank to make payment in case of allotment. No worries for refund as the money remains in investor's account.

1) Message from Exchange(s): Prevent Unauthorised transactions in your account --> Update your mobile numbers/email IDs with your stock brokers. Receive information of your transactions directly from Exchange on your mobile/email at the end of the day. Issued in the interest of investors.

2) Message from Depositories: a) Prevent Unauthorized Transactions in your demat account --> Update your mobile number with your Depository Participant. Receive alerts on your registered mobile for all debit and other important transactions in your demat account directly from NSDL on the same day issued in the interest of investors. b) KYC is one time exercise while dealing in securities markets - once KYC is done through a SEBI registered intermediary (broker, DP, Mutual Fund etc.), you need not undergo the same process again when you approach another intermediary.

Disclaimer: Investment in securities market are subject to market risks, read all the related documents carefully before investing.

Past performance is not indicative of future results.

We act as a mutual fund distributor and may earn commissions from AMCs. Grievances may be directed to ruppeecoin.owner@bp.sharekhan.com or SEBI at www.scores.gov.in.

Brokerage will not exceed SEBI prescribed limit. Please refer the Risk Disclosure Document issued by SEBI and go through the Rights and Obligations and Do's and Dont's issued by Stock Exchanges and Depositories before trading on the Stock Exchanges.

For commodities derivatives please note that Commodities Derivatives are highly leveraged instruments. PMS is not offered in Commodity Derivative Segment by Mirae Asset Sharekhan.

Before investing in the asset class consider your investment objectives, level of experience and risk appetite carefully. The securities are quoted as an example and not as a recommendation.

Investments in securities market are subject to market risks. Please ensure you understand the risks involved before investing.

Brokerage will not exceed SEBI prescribed limits.

The final execution of trades is through Mirae Asset Sharekhan.

Past performance is not indicative of future results. Returns mentioned are illustrative and subject to market conditions.

Portfolio Management Services (PMS) / Alternative Investment Funds (AIF) are high-risk investment products, suitable only for investors with high risk appetite. Kindly read the Disclosure Document and Risk Profile Suitability before investing.

We are not an Investment Adviser. We act as a distributor of mutual funds and receive commission from AMCs. We are not charging any fees directly from clients for mutual fund distribution services.

We comply with KYC (Know Your Customer) and AML (Anti-Money Laundering) guidelines as prescribed by SEBI, RBI, and FIU-India. Investments will be allowed only after completion of KYC verification.

Opening of account will not guarantee allotment of shares in IPO. (Source – DRHP) Investors are requested to do their own due diligence before investing in any IPO.

Mutual funds disclaimer: Mutual Fund investment are subject to market risk. Read all the scheme related documents carefully before investing.

Quantities, amounts, figures, graphs and rates shown / displayed are exemplary and not recommendatory or actual.

For scheme-related information, please refer to the Scheme Information Document available on the relevant AMC's website for detailed Risk Factors, assets allocation, investment strategy, etc.

RuppeeCoin | RupeeCoin – Investment Services in India | SME IPO Advisory | Mutual Funds | Equity | Portfolio Management | Wealth Planning | Financial Services in India.

“Investments in securities markets are subject to market risks. Please read all related documents carefully before investing.”